We support various secure payment options:

• Credit/Debit Cards: Visa, Mastercard, American Express
• Digital Wallets: PayPal, Apple Pay, Google Pay
• Bank Transfers: Direct bank transfers for larger orders
• Cash on Delivery: Pay when you receive your order
• Mobile Payments: Various mobile payment solutions

Your payment information is protected by multiple security layers:

• SSL Encryption: All payment data is encrypted during transmission
• PCI Compliance: We meet industry security standards
• Tokenization: Payment details are securely tokenized
• Fraud Detection: Advanced systems monitor for suspicious activity
• Secure Storage: Payment data is stored in secure, encrypted databases

For payment processing, we may collect:

• Card Information: Card number, expiry date, CVV (processed securely)
• Billing Address: For verification and fraud prevention
• Contact Information: Email and phone for order updates
• Transaction History: For customer service and dispute resolution

For your security, we never store:

• Full Card Numbers: Only encrypted tokens are stored
• CVV Codes: These are never stored after processing
• PIN Numbers: We never request or store PINs
• Bank Account Details: For bank transfers, minimal info is retained

How your payment is processed:

1. Order Placement: You select payment method and enter details
2. Verification: Payment information is verified for validity
3. Processing: Payment is processed through secure gateways
4. Confirmation: You receive confirmation of successful payment
5. Order Fulfillment: Your order is processed and shipped

We employ multiple measures to prevent fraud:

• Address Verification: Billing address verification for card payments
• 3D Secure: Additional authentication for card transactions
• Transaction Monitoring: Real-time monitoring of payment patterns
• Risk Assessment: Automated risk assessment for all transactions
• Manual Review: Suspicious transactions are manually reviewed

If you have payment-related issues:

• Contact Support: Reach out to our customer service team
• Documentation: Provide relevant transaction details
• Investigation: We investigate all payment disputes
• Resolution: Fair resolution based on investigation findings
• Refunds: Prompt processing of valid refund requests

We are committed to protecting your privacy:

• Data Protection: Compliance with data protection regulations
• Limited Access: Only authorized personnel access payment data
• Regular Audits: Regular security audits and assessments
• Customer Rights: You have rights regarding your payment data
• Transparency: Clear information about how we use your data

For payment-related questions or concerns:

Payment Support: payments@bishyaka.com

Phone: +20 127 0003862

Business Hours: Sunday - Thursday, 9:00 AM - 6:00 PM